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refinancing The process of paying off one loan with the proceeds from a new loan using the same property as security. Regulation Z A federal law that requires a lender to give borrowers the Truth in Lending Disclosure stating the annual percentage rate (APR) among other things. |
residential loan application form (1003)
The name of the standard loan application that all lenders require a borrower to complete when applying for a loan.
residential mortgage credit report (RMCR)
A report requested by your lender that utilizes information from at least two of the three national credit bureaus and information provided on your loan application.
